The holiday season is filled with office parties, travel and most importantly family. This is the time of the year when most people look back and reflect on the past 12 months and what some of their personal goals may be for the following year. They could be to run a marathon, travel to Europe or to make sure their family is financially stable.
When was the last time you revisited your current Life and Disability Insurance program? For some, it is something to review annually and for others it may have been several years, if ever. But if your plan is to become more financially sound for you and your family in 2012, it starts with a good insurance program. Most people have some sort of insurance coverage through their employer, however most of the time it’s an adequate amount and simply not enough to take care of your family.
Looking for additional coverage or supplemental coverage is just another way to assure that if something were to happen to you or your family, everyone would be taken care of for as long as you would want. That being said, this is a great time of the year to reevaluate your plan or start a conversation with a financial professional. As you sit back and enjoy this time with your family and friends, make it a priority to have a 20-minute conversation with a professional over coffee and see where there may be areas of opportunity.
- Greg Pearlman is the College Unit Director/Financial Representative at Northwestern Mutual Financial Network. NMFN is the marketing name for the sales and distribution arm of The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) and its subsidiaries and affiliates.